by Christina Smith | Sep 12, 2016 | Financial Mindfulness
Many of us have official obligations like credit card debt and less formal debts to friends or family members that include personal loans. Usually, one of these personal loans isn’t structured by a formalized loan agreement, but it can be equally important to...
by Christina Smith | Mar 16, 2015 | Auto Loans, Credit Card Debt, Debt Consolidation, Financial Mindfulness
Are you saddled with student loan debt? Does your credit card debt keep growing? Getting out of debt, and staying out of debt, can be a very difficult process. Yet, it is one of the most important things you can do to set yourself on a strong financial foundation and...
by Christina Smith | Feb 7, 2015 | Debt Consolidation, Financial Mindfulness
If you are looking to get out of debt as quickly as possible, you have two major strategies to choose from if you are looking for a general plan. The Debt Snowball involves paying down the smallest accounts on your books while the Debt Avalanche involves paying down...
by Christina Smith | Feb 3, 2015 | Credit Card Debt, Financial Mindfulness
When you have a large balance on a credit card, it might be worth thinking about transferring the balance to a different card. In this article, we will discuss the pros and cons of doing just that. It’s an option that can help people get out of debt, but you...
by Christina Smith | Feb 1, 2015 | Credit Card Debt, Debt Consolidation, Financial Mindfulness
Have you recently found yourself drowning in auto loans, student loans, and credit card debt? You’re not alone. Millions of American consumers are having trouble with paying their monthly credit card bills because they’ve gotten overextended, recently...
by Christina Smith | Jan 22, 2015 | Financial Mindfulness
Paying off debt can be overwhelming at first because of the amount of time it will take to become debt free. It’s critical not to get discouraged at this early stage. Here are 5 tips that can be applied to help consolidate and eliminate debt. Step 1:...
