Articles

Debt Snowball Calculator – Quick Wins to Inspire Debt Freedom

Debts cause financial, emotional, and even physical struggles, but paying it off seems impossible.  What if you could create a roadmap toward debt freedom with a simple method? The debt snowball strategy is easy enough for anyone to use – even consumers living...

Debt Avalanche Strategy – The Quickest Way to Become Debt-Free

Does paying high-interest rates keep you up at night? If you’re in over your head in debt, but can’t seem to get out of it, the debt avalanche may be the answer. This aggressive, yet incredibly successful program prioritizes your debts, helping you get out of what...

Is Financial Independence Your Goal?

Financial Independence. Retire Early. If you've spent any time researching personal finance, you may have come across these terms, or the combined term - FIRE. When you first see them, they may seem far-fetched, or even completely unachievable. But today is...

The Three Reasons People Don’t Want to Budget

Back when I was healing my own relationship with money, I encountered all sorts of resistance from others any time I mentioned budgeting. "Eh, I have enough money, I don't need to track it." Or on the other side: "I don't have enough money to budget." "Budgeting...

Pick One Thing and Work On It

I've worked with clients for a while now, and one thing I see over and over again is overwhelm. Our lives are so complicated, juggling family, work, leisure time (if we're lucky!) a second job or business, kids, unreasonable customers... I don't need to tell you this,...

Are You Afraid To Look At Your Debt?

In my last post I wrote a bit about changing our perceptions about the inevitability of debt, but today I want to talk about a common problem people have with debt: Fear of looking at your debt. When you can't look at your debt, it is impossible to do anything about...

The Bank Of Mom And The Bank Of Dad

As I have been working with the great people at Debt Payoff Planner, we have been having fun looking through data. One thing they pointed out to me was some interesting statistics relating to family loans. Often these loans are from a parent, which isn't surprising,...

Is Debt A Universal Constant?

Debt is a universal constant, never to be escaped and never to be changed, like Death and Taxes, right? Over the years, I’ve noticed that there seems to be a large group of people out there that accept debt as a constant in their lives that can never be eliminated. “Well, that’s just the way it is, right? I have to get a loan to get a car. And by the time I pay this one off, I’ll need a new car, with a new loan.” But is that really true? Is debt really inevitable?

6 Mistakes to Avoid When Paying Down Your Debt

Are you saddled with student loan debt? Does your credit card debt keep growing? Getting out of debt, and staying out of debt, can be a very difficult process. Yet, it is one of the most important things you can do to set yourself on a strong financial foundation and...

Debt Snowball Calculator – Quick Wins to Inspire Debt Freedom

Debts cause financial, emotional, and even physical struggles, but paying it off seems impossible.  What if you could create a roadmap toward debt freedom with a simple method? The debt snowball strategy is easy enough for anyone to use – even consumers living...

Debt Avalanche Strategy – The Quickest Way to Become Debt-Free

Does paying high-interest rates keep you up at night? If you’re in over your head in debt, but can’t seem to get out of it, the debt avalanche may be the answer. This aggressive, yet incredibly successful program prioritizes your debts, helping you get out of what...

Is Financial Independence Your Goal?

Financial Independence. Retire Early. If you've spent any time researching personal finance, you may have come across these terms, or the combined term - FIRE. When you first see them, they may seem far-fetched, or even completely unachievable. But today is...

The Three Reasons People Don’t Want to Budget

Back when I was healing my own relationship with money, I encountered all sorts of resistance from others any time I mentioned budgeting. "Eh, I have enough money, I don't need to track it." Or on the other side: "I don't have enough money to budget." "Budgeting...

Pick One Thing and Work On It

I've worked with clients for a while now, and one thing I see over and over again is overwhelm. Our lives are so complicated, juggling family, work, leisure time (if we're lucky!) a second job or business, kids, unreasonable customers... I don't need to tell you this,...

Are You Afraid To Look At Your Debt?

In my last post I wrote a bit about changing our perceptions about the inevitability of debt, but today I want to talk about a common problem people have with debt: Fear of looking at your debt. When you can't look at your debt, it is impossible to do anything about...

The Bank Of Mom And The Bank Of Dad

As I have been working with the great people at Debt Payoff Planner, we have been having fun looking through data. One thing they pointed out to me was some interesting statistics relating to family loans. Often these loans are from a parent, which isn't surprising,...

Is Debt A Universal Constant?

Debt is a universal constant, never to be escaped and never to be changed, like Death and Taxes, right? Over the years, I’ve noticed that there seems to be a large group of people out there that accept debt as a constant in their lives that can never be eliminated. “Well, that’s just the way it is, right? I have to get a loan to get a car. And by the time I pay this one off, I’ll need a new car, with a new loan.” But is that really true? Is debt really inevitable?

6 Mistakes to Avoid When Paying Down Your Debt

Are you saddled with student loan debt? Does your credit card debt keep growing? Getting out of debt, and staying out of debt, can be a very difficult process. Yet, it is one of the most important things you can do to set yourself on a strong financial foundation and...

Our team is dedicated to providing up-to-date financial information to help people manage their debt. Our goal is to improve mindset, reduce guilt, and deliver actionable information. We are not financial professionals and the information we've provide should not be considered official advice.