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  1. Facing a debt crisis and having to start again at my age (49) is very challenging. I am stunned at some of the fundamental lessons I seem to have missed but I am also lucky enough to be earn a very decent salary.
    Your accompanying thoughts and advice mean so much.
    Thank you.

  2. If all my interest rates are the same should I pay highest debt first 6,890 at 23% instead of snowball especially if they are card’s I intend to keep. I have cut the rest up anyway and the rest I can payoff easily if I get this massive monthly debt gone first

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